Working capital that moves at the speed of your business.

Capital Match Now is a free service that matches small-business owners with vetted funding partners for merchant cash advances and working capital. One short form, no obligation, all credit types considered.

  • Free for business owners
  • No obligation
  • A matching service, not a lender
Funding request

See your options with one short form. No obligation, and it will not affect your credit score.

Your information is kept secure and shared only with funding partners.

All credit types considered
Bank statements, not just credit scores
Matched with multiple funding partners
Takes about 2 minutes

Process

Three steps from short form to funded.

No stacks of paperwork and no runaround. Tell us about your business once, and we do the matching from there.

1

Tell us about your business

Share a few details in one short form. It takes about 2 minutes, and there is no obligation to move forward.

2

We match you with partners

We compare your profile against a network of vetted funding companies to surface options that fit your business.

3

Review offers and get funded

Compare the terms, ask questions, and choose what works. Once approved, funding can arrive in as little as a few days.

Capital options

Funding built around how your business actually runs.

Our partners offer a range of products. The right fit depends on your revenue, your goals, and how quickly you need capital.

Merchant cash advance

Upfront working capital repaid as a set share of your future sales. Flexible with seasonal revenue.

Working capital

General-purpose funding to cover day-to-day operations, cash-flow gaps, and everyday costs.

Equipment financing

Fund the tools, vehicles, and machinery your business depends on to keep the work moving.

Business line of credit

A revolving limit you can draw from when you need it, and pay down as revenue comes in.

Invoice / receivables funding

Turn unpaid invoices into cash now, instead of waiting 30, 60, or 90 days to get paid.

Expansion capital

Larger funding for a new location, a renovation, a hire, or the next stage of growth.

Built for Main-Street businesses.

We work with owners across the industries that keep local economies running. If you take card payments or bank steady revenue, there is likely a fit.

Restaurants & food service
Retail shops
Trucking & transport
Construction & trades
Automotive
Healthcare & medical
Salons & spas
E-commerce & online
Professional services
Manufacturing

Why Capital Match Now

One form. A network of funders working for you.

Instead of applying to funders one at a time, you submit once and let us do the legwork. Straightforward, and always free for you.

Start my request
  • Fast and low-effort

    One short application replaces hours of paperwork. Many owners hear back about options within a day or two.

  • Free, with no obligation

    There is no cost to use Capital Match Now and no pressure to accept. You are in control of every decision.

  • All credit types considered

    Funders look at your revenue and bank statements, not just a credit score, so newer businesses can qualify.

  • Real people, plain answers

    Questions about terms or products? Talk to a person who explains things clearly, before you commit.

Questions

Straight answers before you apply.

What is a merchant cash advance?

A merchant cash advance provides upfront working capital in exchange for a set portion of your future sales or a fixed periodic payment. It is not a traditional loan. The terms and total cost are set by the funding company and are shown to you before you accept anything.

How fast can I get funded?

It varies by funder and by your business. Many owners review options within a day or two, and funding can arrive in as little as a few days after approval. We cannot promise a specific timeline, since the funding partner makes the final decision.

Will this affect my credit?

Submitting the form to see options does not affect your credit score. If you choose to move forward, a funding partner may review your credit or bank statements as part of their own decision. All credit types are considered.

What does it cost?

Capital Match Now is completely free for business owners. Funding costs vary by partner and product, and are typically quoted as a factor rate or fee rather than a traditional APR. You will always see the full terms and total cost before you accept, and nothing is owed until you agree to an offer.

Do I qualify?

Many small businesses qualify, including newer businesses and owners with less-than-perfect credit. Funders generally look at your monthly revenue and bank statements, not just your credit score. The best way to find out is to submit the short form.

Are you a lender?

No. Capital Match Now is a free matching and referral service. We connect you with independent third-party funding companies that make their own credit and funding decisions. We are not a lender and do not fund advances ourselves.

See your funding options today.

One short form, no obligation, and no impact to your credit to see what fits. Let's find the capital to fuel your next move.

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